Business Loan Application for Florida City, FL Home Builders and Landscapers

To send the request, a motel needs only the answers the form asks for:

• The full name, phone number and email of the owner or the manager sending it.
• The company name as it appears on the motel's business bank account.
• Time in business, counted from formation or from the day the current owner took over the motel.
• Yearly sales for the business, which the last tax return or a motel's room-revenue reports can confirm.
• The amount requested, picked from the ranges on the form.
• Consent to be contacted about the request.

The use of the money, vendor quotes and bank statements come up later, when a partner asks for them; the form itself takes no attachments.

1. Pin down what the money covers: crew payroll until a construction draw clears, materials for the next house, or a crew truck.
2. Use this page's short request, or call (305) 280-1577 before starting.
3. Go over the purpose and timing with Millview Funding; the request then goes to partners that fund that kind of cost.
4. Hand over what a partner asks for, such as bank statements, returns, the draw schedule or a signed construction contract.
5. Read any offer for total cost, payment rhythm and collateral, then sign it or walk away.

Builders here work against a large county pipeline: Miami-Dade County, FL authorized 16,535 new privately owned housing units through building permits in 2025 (Census Building Permits Survey, county-wide). Each of those units means lumber, block, trusses and crew hours paid for before the final payment arrives, and that gap is what working capital or a credit line is meant to bridge.

Banks size up a store with the five Cs of credit, and a retail application is read through each of them:

• Character: the owner's personal credit history and how past debts were handled.
• Capacity: whether the store's cash flow, after rent and payroll, covers the new payment.
• Capital: how much of the owner's own money is already in the business.
• Collateral: inventory, fixtures and registers, or other assets that could secure the loan.
• Conditions: what the money is for and how steady the store's sales have been.

CBP NAICS 44-45 reports 10,826 retail employers in Miami-Dade for 2023; 58.6% had fewer than five employees. For a store that small, the owner's own credit and cash carry part of the case. Funding partners reached through Millview Funding can weigh the same five points differently from a bank, so one store can hear different answers.

None of these goes through the form. A partner asks for what it needs once it starts its review, and for a landscaping crew the list can include:

• Business bank statements for recent months, showing deposits from maintenance routes and install jobs.
• Last year's business tax return; a sole owner who reports on Schedule C sends the personal return instead.
• Year-to-date profit and loss, from the bookkeeping software or the accountant.
• A government-issued photo ID for each owner.
• Articles of organization or incorporation as filed with the Florida Division of Corporations, plus the EIN letter.
• A vendor quote with make and model, for a mower, trailer or truck.
• Customer contracts, when recurring maintenance routes are what will carry the payment.
• Every loan and equipment lease the crew already carries, with each monthly payment.

The how-it-works page walks through underwriting step by step, and the questions page covers EINs, credit lines and buying a store.